SolarScorecard
NSW · STC zone 3 · prices updated October 2026

20kW Solar System Wollongong 2026: $13,950–$20,000 installed

45 panels, about 90m² of roof, 25,623 kWh a year. After the $5,507 federal STC discount a 20kW system in Wollongong costs $13,950–$20,000 installed and pays back in 3.3–4.6 yrs. Prices refreshed monthly — last October 2026.

Updated 19 October 2026 · Prices updated October 2026

5kW6.6kW10kW+

At a glance · October 2026

$13,950–$20,00020kW installed
$5,507STC discount
45 × 440WPanels
25,623 kWhYearly output
3.3–4.6 yrsPayback

What a 20kW solar system costs in Wollongong (October 2026)

Installed and GST inclusive with Tier 1 panels and a quality string inverter, a 20kW system in Wollongong is $13,950–$20,000 after the federal STC discount of $5,507 (STC Zone 3). That is $19,457–$25,507 before the discount, which the installer takes off the quote.

TierInstalled after STCsPer watt
Budget$11,512–$16,505$0.70/W
Mid-range (most quotes)$13,950–$20,000$0.85/W
Premium$18,284–$26,214$1.11/W

Wollongong runs about 7% below the national average for this size. Full breakdown by size and tier on the Wollongong solar cost page.

How much a 20kW system generates in Wollongong

With 4.5 peak sun hours a day, 45 panels (20kW) in Wollongong produce about 25,623 kWh a year — roughly 70 kWh a day averaged across the year, more in summer and less in winter.

Typical monthly output, Wollongong (Zone 3 profile)
Jan2,818 kWh
Feb2,562 kWh
Mar2,434 kWh
Apr2,049 kWh
May1,665 kWh
Jun1,409 kWh
Jul1,537 kWh
Aug1,793 kWh
Sep2,049 kWh
Oct2,306 kWh
Nov2,434 kWh
Dec2,562 kWh

Using about 40% of that on site at 34c/kWh and exporting the rest at 4.0c saves $3,690–$5,120 a year, for a payback of 3.3–4.6 yrs. Shift the dishwasher, washing machine and hot water into daylight hours and you land at the short end.

Is 20kW the right size for your Wollongong home?

20kW suits very large homes, home businesses, farms and small commercial premises — usually three-phase. As a rule of thumb it matches a quarterly electricity bill of $1,600+ or daily use of 55+ kWh.

  • Roof space: about 90m² of unshaded roof for 45 × 440W panels, ideally north, or split east/west
  • Inverter: three-phase inverter, usually 15–17kW
  • Export limits: most NSW networks cap single-phase export at 5kW — ask about export limiting or three-phase, or add a battery to soak up the surplus
  • Going bigger: cost per kW falls with size, so if the roof allows, a commercial-scale system is often only a little more per month on finance

Not sure? The free Wollongong solar score sizes the system from your bill and household.

20kW solar with a battery in Wollongong

A 20kW array pairs naturally with a 13.5kWh battery. Adding one costs $8,603–$11,603 after the federal battery discount of $3,397, and shifts about 10 kWh of solar into the evening each day — worth roughly $1,183 a year at Wollongong tariffs. Solar and battery as one job in Wollongong: $22,553–$31,603.

Brand-by-brand installed prices are in the battery guide.

Rebates on a 20kW system in NSW

  • Federal STC discount: $5,507 on 20kW in Zone 3 (20 kW × 1.382 × 5 years × $39.85). Deeming drops to 4 years on 1 January 2027, cutting this by about $1,101.
  • NSW: the NSW Home Energy Saver interest-free loan (up to $15,000) and the Peak Demand Reduction Scheme battery incentive.
  • Battery: $252 per usable kWh under the federal Cheaper Home Batteries program.

All NSW rebates →

Other sizes in Wollongong and 20kW elsewhere

Other sizes in Wollongong

20kW in other cities

Solar in Wollongong — suburbs, installers and rebates →

20kW in Wollongong: common questions

How much does a 20kW solar system cost in Wollongong?

$13,950–$20,000 installed after the $5,507 federal STC discount, for Tier 1 panels and a quality inverter (October 2026). Premium panels with micro-inverters run to about $26,214.

How many panels is a 20kW system?

45 panels at today's 440W size, needing about 90m² of roof. Older 370–400W panels would mean 52.

How much power does 20kW produce in Wollongong?

About 25,623 kWh a year — 93 kWh a day in the best month and 46 in the worst — on an unshaded north-facing roof.

What is the payback on a 20kW system in Wollongong?

3.3–4.6 yrs, saving $3,690–$5,120 a year at 34c/kWh. A battery lengthens payback slightly but lifts the saving.

Get 20kW quotes in Wollongong

The free solar score checks whether 20kW is the right size for your bill and roof, shows the Wollongong price range, and — only if you ask — shares your enquiry with up to two CEC-accredited local installers. Get my solar score →

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