SolarScorecard
Rebates10 February 20265 min read

STC Solar Rebate Explained: How Australia's Solar Discount Works

Simple explanation of how Small-scale Technology Certificates (STCs) work, how much they're worth, and why you need to act before the scheme ends in 2030.

The 'solar rebate' is the most common reason Australians hear about when considering solar, but most people don't understand how it actually works. It's not a government cheque — it's a certificate trading scheme that reduces your upfront cost. Here's the plain-English explanation.

What Are STCs?

Small-scale Technology Certificates (STCs) are created when you install a solar system. Each certificate represents 1 MWh of renewable energy your system is deemed to produce over its remaining lifetime (until 2030). These certificates have value because large electricity retailers are legally required to buy a certain number of them each year. Your installer typically handles the whole process — they claim the STCs on your behalf and give you an upfront discount on your installation cost.

How Much Are They Worth?

The value depends on three factors: your system size (bigger = more STCs), your STC zone (Zone 1 in QLD/WA/NT gets the most), and the years remaining until 2030 (fewer years = fewer STCs). At the current STC trading price of approximately $37 per certificate, a 6.6kW system generates roughly $2,500–$4,200 in STCs depending on your zone. This discount is applied directly to your invoice — you never have to handle the certificates yourself.

The Scheme Is Phasing Down

The STC scheme reduces the deemed period by one year annually. In 2026, your system is credited for 4 years of production (2026–2030). In 2027, it'll only be 3 years. This means the discount gets smaller every year you wait. By 2030, the scheme ends entirely. This built-in phase-down creates a genuine 'sooner is better' incentive — every year you delay costs you roughly $500–$800 in lost STC value for a typical 6.6kW system.

Find Out What Solar Could Save You

Get a free personalised solar score for your home in 60 seconds.

Get My Solar Score ☀

More Articles

Guides

Best Solar Panels in Australia 2026 — Complete Buyer's Guide

8 min
Analysis

Solar Battery: Is It Worth It in Australia? (2026 Analysis)

7 min
Savings

How Much Can Solar Really Save on Your Electricity Bills?

6 min

Frequently Asked Questions

How much do solar panels cost in Australia in 2026?

A standard 6.6kW solar system costs $4,000–$6,500 after federal STC rebates in 2026. Prices vary by state, panel brand, and installer. Use our free solar score tool for a personalised cost estimate based on your postcode and electricity bill.

What's the average payback period for solar?

Most Australian homeowners see a payback period of 3–5 years for a well-sized solar system. After payback, the remaining 20+ years of system life deliver pure savings. Higher electricity prices and optimal roof orientation shorten the payback period.

Should I get a battery with my solar panels?

Batteries increase self-consumption from ~35% to ~70%, but add $8,000–$14,000 to system cost. They make the most financial sense if you have high evening electricity usage, time-of-use tariffs, or frequent blackouts. Payback on batteries alone is typically 7–10 years.

How do I get started with solar?

Start by getting your free solar score at SolarScorecard — answer 6 questions and get a personalised analysis in 60 seconds. You'll see estimated savings, recommended system size, available rebates, and can optionally connect with vetted local installers.